Habitual traffic violators — Indiana Permit Test
Habitual traffic violators on the Indiana permit test — 4 rules, each with the reason behind it and a question on it while it is fresh.
The rules
A driver with two judgments for major offenses causing injury or death within 10 years is a Habitual Traffic Violator and is suspended for 10 years.
Two crashes that hurt or killed people show a danger the state will not keep on the road.
Drivers who accumulate two judgments from the above list within a 10-year period will have their driving privileges suspended for 10 years.
Two judgments within 10 years for drunk driving that caused a death bring a suspension for life.
Killing someone twice while impaired ends a person's right to drive for good.
will have their driving privileges suspended for life.
Three judgments within 10 years for major offenses such as drunk driving or reckless driving bring a 10-year suspension.
A third serious offense shows the driver keeps choosing to put others at risk.
Drivers who, within a 10-year period, accumulate three judgments from the below list will have their driving privileges suspended for 10 years.
Ten or more traffic violations within 10 years, one of them a major offense or another offense the law lists, bring a five-year suspension as a Habitual Traffic Violator.
Many small tickets plus one serious one show a driver who does not learn from warnings.
An HTV under this section is subject to a five-year driving privilege suspension for a person who has accumulated 10 or more traffic violations in a 10-year period, one of which is a major offense as listed in Section A or B or one of the following:
On the test
How long is the suspension for two major offenses causing injury or death within 10 years?
10 years. Two crashes that hurt or killed people show a danger the state will not keep on the road. Indiana Driver's Manual, p.25: “Drivers who accumulate two judgments from the above list within a 10-year period will have their driving privileges suspended for 10 years.”
How this works
Most practice tests hand you a bank of questions and leave the manual somewhere else. This one puts them together.
You read one law and the reason behind it, then answer a question on that law while it is still fresh. Get it right and you move on; get it wrong and you have found the gap while it is cheap to fix, not on the morning of the exam.
Learning one rule at a time, and proving it immediately, is what turns a manual you skimmed into something you actually know — and it makes studying feel like getting somewhere rather than like waiting to find out.
What it costs
- One payment, once — not a subscription. Nothing renews and there is nothing to cancel, for an exam you sit one time.
- Free to start: a 10-question test and the first section of cards. No sign-up and no account.
- Paying opens the rest of the cards, unlimited full-length practice tests, and retests built from exactly the questions you got wrong.
- Every level up to Prepared — 3 tests passed in a row.
- Do the work, fail the real exam, and we refund you.
Where these come from
Every rule here is checked against Indiana Driver's Manual, published by the Indiana Bureau of Motor Vehicles, and against the state code itself. Last checked 2026-10-03.
- src/assets/drivers-manuals/IN.pdf (Indiana Driver's Manual, July 2026, Indiana Bureau of Motor Vehicles, retrieved 2026-09-14 and re-checked byte for byte 2026-10-03; sha256 pinned in SOURCES.json)
- src/assets/drivers-manuals/IN.pages.txt (the plain pdftotext fixture every citation here was cut from and verified against; sha256 pinned in SOURCES.json)
- src/assets/drivers-manuals/IN-exam.html (Indiana BMV, Knowledge Exam, retrieved 2026-10-03; sha256 pinned in SOURCES.json under examSource; states the two sections and the 80 percent on each, and no count)
- https://www.in.gov/bmv/licenses-permits-ids/learners-permits-and-drivers-licenses-overview/learners-permit/knowledge-exam
- https://www.in.gov/bmv/licenses-permits-ids/files/Drivers-Manual.pdf