Points and driver safety — Indiana Permit Test
Points and driver safety on the Indiana permit test — 12 rules, each with the reason behind it and a question on it while it is fresh.
The rules
Speeding 1 to 15 mph over the limit adds 2 points to your Indiana driving record.
Even small speeding tickets count, and points build up into suspensions if you keep collecting them.
1 – 15 miles per hour over the speed limit 2 points
Speeding 16 to 25 mph over the limit adds 4 points to your record.
Faster speeding is more dangerous, so it costs more points.
16 – 25 miles per hour over the speed limit 4 points
Speeding 26 mph or more over the limit adds 6 points to your record.
At that speed a driver has little time to stop or steer, so the penalty is among the heaviest.
26+ miles per hour over the speed limit 6 points
Following another vehicle too closely adds 6 points to your record.
Tailgating leaves no time to stop, which is why it costs as much as serious speeding.
Following another vehicle too closely 6 points
Failing to yield to an emergency vehicle adds 6 points to your record.
Blocking an ambulance or fire truck can cost someone else their life.
Failure to yield to an emergency vehicle 6 points
Disregarding a stop sign or yield sign adds 4 points to your record.
Running a stop or yield sign is how many side-impact crashes start.
Disregarding a stop sign or yield sign 4 points
Driving while suspended adds 8 points to your record.
Driving after the state has taken your privileges away is treated as one of the most serious violations.
Driving while suspended 8 points
Failing to use headlights adds 2 points to your record.
Without lights other drivers cannot see you coming, especially at dusk and in the rain.
Failure to use headlights 2 points
Points stay active on your Indiana driving record for two years from the conviction date.
Points do not last forever, but for two years each new ticket adds to the old ones.
Points stay active on your driver record for two years from the conviction date.
Completing a BMV-approved Driver Safety Program earns a four-point credit, and a driver may receive one such credit every three years.
The credit rewards a driver who takes a refresher course, but it cannot be used again and again.
Each driver is allowed one four-point credit during a three-year period.
A driver ordered by the BMV to take a Driver Safety Program who does not finish it within 90 days of the notice will be suspended.
The course is a warning step. Ignoring it shows the state the warning did not work.
Failure to complete a DSP course within 90 days from the date of the BMV’s mailed notice will result in the suspension of your driving privileges.
The BMV may require a driver 21 or older who is convicted of two or more traffic offenses within 12 months to complete a Driver Safety Program.
Two tickets in one year is a pattern, and the course is meant to break it before a crash does.
The BMV may require drivers 21 years of age and older who are convicted of two or more traffic offenses within a 12-month period to complete a BMV-approved DSP course.
On the test
How many points does speeding 1 to 15 mph over the limit add?
2 points. Even small speeding tickets count, and points build up into suspensions if you keep collecting them. Indiana Driver's Manual, p.21: “1 – 15 miles per hour over the speed limit 2 points”
How this works
Most practice tests hand you a bank of questions and leave the manual somewhere else. This one puts them together.
You read one law and the reason behind it, then answer a question on that law while it is still fresh. Get it right and you move on; get it wrong and you have found the gap while it is cheap to fix, not on the morning of the exam.
Learning one rule at a time, and proving it immediately, is what turns a manual you skimmed into something you actually know — and it makes studying feel like getting somewhere rather than like waiting to find out.
What it costs
- One payment, once — not a subscription. Nothing renews and there is nothing to cancel, for an exam you sit one time.
- Free to start: a 10-question test and the first section of cards. No sign-up and no account.
- Paying opens the rest of the cards, unlimited full-length practice tests, and retests built from exactly the questions you got wrong.
- Every level up to Prepared — 3 tests passed in a row.
- Do the work, fail the real exam, and we refund you.
Where these come from
Every rule here is checked against Indiana Driver's Manual, published by the Indiana Bureau of Motor Vehicles, and against the state code itself. Last checked 2026-10-03.
- src/assets/drivers-manuals/IN.pdf (Indiana Driver's Manual, July 2026, Indiana Bureau of Motor Vehicles, retrieved 2026-09-14 and re-checked byte for byte 2026-10-03; sha256 pinned in SOURCES.json)
- src/assets/drivers-manuals/IN.pages.txt (the plain pdftotext fixture every citation here was cut from and verified against; sha256 pinned in SOURCES.json)
- src/assets/drivers-manuals/IN-exam.html (Indiana BMV, Knowledge Exam, retrieved 2026-10-03; sha256 pinned in SOURCES.json under examSource; states the two sections and the 80 percent on each, and no count)
- https://www.in.gov/bmv/licenses-permits-ids/learners-permits-and-drivers-licenses-overview/learners-permit/knowledge-exam
- https://www.in.gov/bmv/licenses-permits-ids/files/Drivers-Manual.pdf