Reporting crashes — Tennessee Permit Test

Reporting crashes on the Tennessee permit test — 6 rules, each with the reason behind it and a question on it while it is fresh.

The rules

You must immediately notify the police, sheriff or Tennessee Highway Patrol of any crash involving death, injury or property damage over $50.

Even a small crash can hide an injury or a dispute about who paid. A police report sets down the facts.

Drivers must immediately notify the local police department if the crash occurs within a municipality, otherwise to the County Sheriff’s office or the nearest Tennessee Highway Patrol, of any crash involving death, injury or property damage over fifty dollars ($50).

Tennessee Comprehensive Driver License Manual, p.89

If the driver is physically unable to report a crash and a passenger is able, the passenger must make sure notice is given.

An injured driver may not be able to call for help. Someone in the car has to make sure police hear about it.

If the driver is physically unable to give immediate notice, and there is a passenger capable of doing so, the passenger shall make or cause notice to be given.

Tennessee Comprehensive Driver License Manual, p.89

A reportable crash is one in which anyone is killed or injured, or in which property damage to any one person, including yourself, is more than $400.

Repairs over $400 come quickly even in a fender bender. A crash that size must reach the state, not just the police.

These include any crash within this state in which any person is killed or injured, or in which damage to the property of any one person, including oneself, is in excess of four hundred dollars ($400).

Tennessee Comprehensive Driver License Manual, p.89

Regardless of who is to blame, the operator or owner of a vehicle in a reportable crash must file an Owner/Driver Report with the Department of Safety.

Thinking the other driver caused it does not excuse you. Every driver in a reportable crash files a report.

Regardless of who is to blame, the operator and/or owner of a vehicle involved in a reportable crash in this state must file an Owner/Driver Report of the crash to the Tennessee Department of Safety and Homeland Security within 20 days.

Tennessee Comprehensive Driver License Manual, p.89

The Owner/Driver Report of a reportable crash must reach the Tennessee Department of Safety and Homeland Security within 20 days.

The report is how the state learns who was involved and whether they had insurance. Waiting past the deadline can cost you your license.

Regardless of who is to blame, the operator and/or owner of a vehicle involved in a reportable crash in this state must file an Owner/Driver Report of the crash to the Tennessee Department of Safety and Homeland Security within 20 days.

Tennessee Comprehensive Driver License Manual, p.89

If a crash involves an unattended vehicle or a domestic animal and you cannot find the owner, report the crash to the police.

Driving away from a dented parked car or a hurt dog leaves the owner with no answers and you with a hit-and-run.

If the crash involved an unattended vehicle or a domestic animal and you cannot locate the owner, report the crash to the police.

Tennessee Comprehensive Driver License Manual, p.89

On the test

You must immediately notify police of a crash involving property damage over what amount?

$50 in damage. Even a small crash can hide an injury or a dispute about who paid. A police report sets down the facts. Tennessee Comprehensive Driver License Manual, p.89: “Drivers must immediately notify the local police department if the crash occurs within a municipality, otherwise to the County Sheriff’s office or the nearest Tennessee Highway Patrol, of any crash involving death, injury or property damage over fifty dollars ($50).”

How this works

Most practice tests hand you a bank of questions and leave the manual somewhere else. This one puts them together.

You read one law and the reason behind it, then answer a question on that law while it is still fresh. Get it right and you move on; get it wrong and you have found the gap while it is cheap to fix, not on the morning of the exam.

Learning one rule at a time, and proving it immediately, is what turns a manual you skimmed into something you actually know — and it makes studying feel like getting somewhere rather than like waiting to find out.

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Where these come from

Every rule here is checked against Tennessee Comprehensive Driver License Manual, published by the Tennessee Department of Safety and Homeland Security, and against the state code itself. Last checked 2026-10-03.