Liability insurance — Maine Permit Test

Maine requires every owner and operator of a motor vehicle to carry liability insurance and to show evidence of it when a law enforcement officer asks.

If a driver with no insurance hits you, there may be no one to pay for your car or your hospital bills.

Maine law requires every owner and operator of a motor vehicle to maintain motor vehicle liability insurance and to present evidence upon request of a law enforcement officer.

In Maine, any vehicle you are operating must be insured, even if you are not its owner.

A driver who borrows an uninsured car is still the one in trouble when it crashes.

Any vehicle you are operating must be insured even though you are not the owner.

Maine requires you to show evidence of insurance when you register a motor vehicle.

If proof were checked only at a crash, many cars would be registered with no insurance at all.

Maine law also requires Maine motorists to show evidence of insurance when you register a motor vehicle.

Failing to produce evidence of insurance when required can lead to a charge of uninsured operation and suspension of your license and registration.

A driver who leaves the insurance card at home can be treated as if the car had no insurance.

Failure to produce evidence of insurance when required can result in a charge of uninsured operation and suspension of license and registration privileges.

If you are adjudicated of failing to produce evidence of insurance, Maine requires you to file proof of financial responsibility through an SR-22 certificate or face suspension.

A driver caught once without proof is watched more closely so it does not happen again.

If you are adjudicated of failure to produce evidence of insurance, you will be required to file proof of financial responsibility through an SR-22 insurance certificate or face suspension of your license and registration privileges.

In Maine it is a crime to display evidence of insurance that is fictitious or altered.

A fake card leaves the other driver in a crash with no one to pay for the damage.

It is a crime to display evidence of insurance that is fictitious or altered.

What does Maine require of every owner and operator of a motor vehicle?

Keep liability insurance and show proof when asked. If a driver with no insurance hits you, there may be no one to pay for your car or your hospital bills. Maine Driver’s License Manual, p.19: “Maine law requires every owner and operator of a motor vehicle to maintain motor vehicle liability insurance and to present evidence upon request of a law enforcement officer.”